Credit Talk USA Worldwide Live – Show dated 8-27-2012

Listen to the show Live here:  http://www.blogtalkradio.com/credittalkusalive/2012/08/27/your-bank-might-be-tracking-you

Bank customers beware. A little-known, but massive, database maintained by ChexSystems could be tracking your banking behavior and determine your banking future.

ChexSystems allows banks to report the bad behaviors of customers. And, CNNMoney warns, you can be denied a checking account because your bank can find out in an instant if you've bounced too many checks, owe money on an overdrawn account or engaged in fraud.

Much attention is given to fairness and protection in the banking system, but the concern is usually for consumers.

Song Pick

http://www.youtube.com/watch?v=gWK1sG3spiE

Keith Urban
For You

http://www.moneynews.com/StreetTalk/ChexSystems-banking-track-account/2012/08/17/id/448932

Credit Talk USA Worldwide Live – Show dated 8-10-2012 Gas prices are going up up up. what does that mean for you

Listen to the show LIVE: http://www.blogtalkradio.com/credittalkusalive/2012/08/10/gas-prices-are-going-up-up

SPONSOR: American Negotiators 972 200 1187

http://savedfromdebt.com/

Gas prices continued their slow but steady march higher Tuesday, surpassing a nationwide average of $3.63 cents a gallon on the back of refinery problems in the United States and higher crude oil prices globally.

Nationwide average gasoline prices are now 30 cents higher than they were just five weeks ago. They are now at the midway mark between this year's high price of $3.94 a gallon -- hit April 5 -- and the recent low of $3.33 hit just over five weeks ago, according to AAA.

http://money.cnn.com/2012/08/07/news/economy/gas-prices/index.htm?iid=HP_LN

Song Pick

Pink 

Blow me one last kiss

http://www.youtube.com/watch?v=3jNlIGDRkvQ

http://money.cnn.com/2012/08/07/news/economy/gas-prices/index.htm?iid=HP_LN

Credit Talk USA Worldwide Live - Show dated 7-26-2012 FICO introduces new mortgage credit score. Have you heard?

Listen to the show live:
http://www.blogtalkradio.com/credittalkusalive/2012/07/26/fico-introduces-new-mortgage-credit-score-have-you-heard

SPONSOR: American Negotiators - 972 200 1187
www.savedfromdebt.com
A new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan. The agency says it will make more people eligible for a mortgage, but critics say that wider net may pull in new inaccuracies and create additional privacy concerns.


SONG PICK
Brantley Gilbert
You Don't know

http://www.youtube.com/watch?v=bSqqSs95JqQ


http://www.creditcards.com/credit-card-news/fico-new-mortgage-credit_score-nontraditional-information-1270.php?a_aid=9fc4cb60

Credit Talk USA Worldwide Live - show dated 7-12-2012 How spending can ruin a marriage or relationship

SPONSOR : Ticket finders 214 373-0909 ask for Gina or Jeff
www.ticketfindersusa.com
Getting married is a big commitment. It involves a lot of trust and work. It is wonderful to find someone that you want to spend your life with. As you prepare to get married, it is important to sit down and discuss finances. One of the leading causes of contention and divorce in marriage is finances. It is important that you take the steps before you get married to make sure that you and your future spouse will work together. It can be frustrating if one spouse won't participate in the budgeting process, in fact it can often end a marriage.
You need to make sure that you will work together on your finances. This means that you should sit down and openly discuss where you are currently including all of your debt and assets. Once you are married you combine these. It can be very frustrating to have one person spend money frivolously.

                          Song pick - Kelly Clarkson Darkside

                 http://www.youtube.com/watch?v=H5ArpRWcGe0 



Listen to the show here- http://www.blogtalkradio.com/credittalkusalive/2012/07/12/how-spending-can-ruin-a-marriage-or-relationship

Special Entertainment News: Big Summer movies 2012

SPONSOR: American Negotiators - 972 -200-1187 www.savedfromdebt.com

 The Avengers," which launched the summer in mid-spring with its May 4 release. The superhero supergroup scored the biggest three-day weekend ever with $200.3 million, and went on to become the third highest-grossing film in history. "The Amazing Spider-Man," which broke a Tuesday opening record with $35 million -- feel a little lukewarm. Only one more big movie-event awaits us, "The Dark Knight Rises," on July 20, 2012 and many more. For fans of superhero films, action movies, and comedies. Just about every major comic book character is represented on the screen this summer - with the exception of Superman and X-Men, which we won't see back in theaters until 2013 - and the 2012 summer release calendar is one of the more impressive schedules of the past dozen years.

 Listen to show here: http://www.blogtalkradio.com/credittalkusalive/2012/07/11/special-entertainment-news-big-summer-movies-2012

Credit Talk USA Worldwide LIVE Did you know banks’have secret watchdog is Watching You

SPONSOR: AMERICAN NEGOTIATORS
972-200-1187 1-866-865-3977
http://www.savedfromdebt.com/
Have you ever been turned down for a checking account? While denials are more common when applying for credit, you can also be declined when applying for a bank account. If you have been declined, it’s likely due to a reporting agency that many have never heard of, but who has a lot of information about and influence over banking customers. It’s called ChexSystems.
Information reported by banks to ChexSystems typically stays in the system for five years. Items are only removed before the expiration of the five year period if the reporting financial institution requests the item to be removed or applicable law requires ChexSystems to remove the derogatory item
http://www.doughroller.net/banking/chexsystems-banks-secret-watchdog-watching/

http://www.youtube.com/watch?v=50hUbuA54Mc

Prepaid credit cards may soon have protection for all

SPONSOR: TICKET FINDERS 214-373-0909
www.ticketfindersusa.com
Reloadable prepaid payment cards may soon have the same safeguards against fraud, hidden fees and losses that currently protect debit card users from abuses.
The federal Consumer Financial Protection Bureau (CFPB) today announced it will begin accepting public comments on potential new consumer protections for reloadable prepaid cards. It's the first step in drafting federal rules to regulate the increasingly popular cards, which allow users to load funds onto them and make online and in-store purchases just as they would with a debit card or credit card. When available funds are depleted, the cards can be reloaded again.
Consumer groups have long warned that prepaid cards are chock-full of fees and carry no mandatory protections if cards are lost, stolen or used by unauthorized parties. To make matters worse, many celebrities -- the Kardashian sisters and money adviser Suze Orman, most recently -- have lent their names to prepaid cards to lure potential buyers only to draw fire from consumer advocates.
http://www.creditcards.com/credit-card-news/prepaid_card-protections-cfpb-1282.php


http://www.youtube.com/watch?v=HQII5-VaLIE
Home Song pick Phillip Phillips

 

Credit Talk USA Worldwide Live - Republicans in Senate Block Bill on Student Loan Rates

LISTEN TO THE SHOW - http://www.blogtalkradio.com/credittalkusalive/2012/05/10/republicans-in-senate-block-bill-on-student-loan-rates

READ FROM TOPIC- http://www.nytimes.com/2012/05/09/us/politics/senate-republicans-block-bill-on-student-loan-rates.html

VIDEO SONG PICK - http://www.youtube.com/watch?v=3Y2icHOgC5U&ob=av2n

SPONSOR: AMERICAN NEGOTIATORS  972-200-1187 866-865-3977   www.savedfromdebt.com

Senate Republicans on Tuesday blocked consideration of a Democratic bill to prevent the doubling of some student loan interest rates, leaving the legislation in limbo less than two months before rates on subsidized federal loans are set to shoot upward.  Democrats arrayed college students to plead for a yes vote. The bill was blocked on party lines. Along party lines, the Senate voted 52 to 45 on a key procedural motion, failing to reach the 60 votes needed to begin debating the measure. Senator Olympia J. Snowe, the moderate Republican from Maine who is retiring, voted present.

Credit Talk USA Worldwide Live Student Loan Forgiveness Act 2012: would you vote for it?

TOPIC WE READ FROM: http://www.huffingtonpost.com/2012/04/10/student-loan-forgiveness-act-2012-hansen-clarke_n_1415910.html
LISTEN TO THE SHOW HERE: http://www.blogtalkradio.com/credittalkusalive/2012/05/04/student-loan-forgiveness-act-2012-would-you-vote-for-it

Sign Petition :  http://signon.org/sign/support-the-student-loan?source=mo&id=39566-20874347-T7LZ7Hx&amp=&amp=

SPONSOR: American Negotiators 972-200-1187 or  1 -866-865-3977.  www.savedfromdebt.com
   Student Loan Forgiveness Act 2012: Rep. Hansen Clarke Proposes Bill To Cut Debt After 10 YearsU.S. Rep. Hansen Clarke (D-Mich.) joined students from a classroom in Detroit to discuss his plan to ease student loan debt. Taking advantage of Google's video conferencing service Google+ Hangout, Clarke explained the details of his Student Loan Forgiveness Act of 2012 to a physical audience at Wayne State University, as well as a virtual one comprising students from across Michigan and the country. H.R. 4170 would forgive student loan debt for those who have paid 10 percent of their discretionary income toward their loans for 10 years and would cap interest on federal student loans at the current rate of 3.4 percent. Individuals who go into teaching, public service or practice medicine in underserved areas would have their debt forgiven after only five years."Everyone tells us to go to school and work hard and we'll be rewarded for our dedication,"

Credit Talk USA Worldwide Live Student Loan Forgiveness Act 2012: would you vote for it?

SPONSOR: American Negotiators
972-200-1187 or  1 866-865-3977

Student Loan Forgiveness Act 2012: Rep. Hansen Clarke Proposes Bill To Cut Debt After 10 Years
U.S. Rep. Hansen Clarke (D-Mich.) joined students from a classroom in Detroit to discuss his plan to ease student loan debt. Taking advantage of Google's video conferencing service Google+ Hangout, Clarke explained the details of his Student Loan Forgiveness Act of 2012 to a physical audience at Wayne State University, as well as a virtual one comprising students from across Michigan and the country.
H.R. 4170 would forgive student loan debt for those who have paid 10 percent of their discretionary income toward their loans for 10 years and would cap interest on federal student loans at the current rate of 3.4 percent. Individuals who go into teaching, public service or practice medicine in underserved areas would have their debt forgiven after only five years.
"Everyone tells us to go to school and work hard and we'll be rewarded for our dedication," Clarke said Tuesday. "But the promise of a dream can turn into a nightmare for so many people."

http://www.cnn.com/2012/04/26/opinion/kamenetz-obama-higher-education/index.html

Credit Talk USA Live - Congress won't fix economy

American how much longer can this go on. Most families can not even pay your their bills and congress needs to help people.  Tell me what you think.. This is what is being said.   Economists have lots of ideas about what can be done to help jumpstart the still weak economy, but they don't expect Congress to enact any of them any time soon. On Credit Talk USA Worldwide LIVE on Thursday 11amcst on blogtalkradio.com
A survey of economists by CNNMoney found most don't expect Congress to pass any kind of economic assistance anytime in the foreseeable future. Only about a third of the 16 who responded to the survey expect some kind of action early in 2013, after the election. Just one expects action in a lame-duck session after the election but before the end of the year. None of them expect action before the election
"Two weeks after a sudden freeze in hell," is when Bill Watkins, of the Center for Economic Research and Forecasting at Cal Lutheran University, expects Congress to ride to the rescue.
Watkins and his colleagues are the most concerned of those surveyed about the recent weakness in a number of economic readings, including much weaker-than-expected job growth in the March jobs report. They were the only ones who checked the very concerned box.

http://money.cnn.com/2012/04/18/news/economy/forecast-congress/index.htm?iid=Lead

Credit Talk USA Live - Bill To Cut student loan debt After 10 Years

Student Loan Forgiveness Act 2012: Rep. Hansen Clarke Proposes Bill To Cut Debt After 10 Years
On Tuesday, U.S. Rep. Hansen Clarke (D-Mich.) joined students from a classroom in Detroit to discuss his plan to ease student loan debt. Taking advantage of Google's video conferencing service Google+ Hangout, Clarke explained the details of his Student Loan Forgiveness Act of 2012 to a physical audience at Wayne State University, as well as a virtual one comprising students from across Michigan and the country.
H.R. 4170 would forgive student loan debt for those who have paid 10 percent of their discretionary income toward their loans for 10 years and would cap interest on federal student loans at the current rate of 3.4 percent. Individuals who go into teaching, public service or practice medicine in underserved areas would have their debt forgiven after only five years.
"Everyone tells us to go to school and work hard and we'll be rewarded for our dedication," Clarke said Tuesday. "But the promise of a dream can turn into a nightmare for so many people."
Angie Rider, who attended the Wayne State session, is feeling that nightmare.
"Its always the overarching theme of my life, all my student loan debt," Rider said. "It's trapped me ... it feels helpless and hopeless."
Rider is a teacher at an elementary school in the Brightmoor neighborhood of Detroit. She said 30 percent of her income goes to paying her student loans, and she still owes nearly $100,000 after five years of payments, which she makes on time each month.
"I've wanted to be a teacher for so long I can't even remember," she said. "I have my Bachelor's degree and my Master's degree, which is supposed to help you become a great teacher, [but] you dont get paid enough to pay off what it costs you."

ttp://www.huffingtonpost.com/2012/04/10/student-loan-forgiveness-act-2012-hansen-clarke_n_1415910.html

Credit Talk USA Live - Congress ready to tackle postal reform

Congress is expected to finally start debating ways to save the struggling U.S. Postal Service.
As early as this week, the Senate could take up a bipartisan bill that offers buyouts to senior employees, cuts worker compensation benefits and makes it possible to end Saturday service in two years. The House could start work on a different postal bill in coming. Congressional action would throw a lifeline to the deeply indebted Postal Service, which wants to cut Saturday service, delay delivery of some mail, and close hundreds of postal processing plants and post offices, triggering tens of thousands of job cuts nationwide.
Congress has until May 15, when a moratorium on closing postal facilities expires. If Congress does nothing, Postmaster General Patrick Donahoe has made it clear he intends to start closing and consolidating 223 postal plants.  What are your thoughts what if they were no more Saturday mail?

http://money.cnn.com/2012/04/16/news/economy/postal_service_congress/index.htm?iid=HP_LN

Credit Talk USA Live - JPMorgan's Dimon gets $23 million for 2011 ....

JPMorgan's Jamie Dimon says 2011 was a good year, but that "contrived" banking regulations are slowing the U.S.'s economic recovery.
FORTUNE -- Jamie Dimon is still Wall Street's top dog.
JPMorgan Chase (JPM) disclosed on Wednesday afternoon that it paid its CEO $23 million in 2011. That was the same as last year, but it handily made Dimon, for the second year in a row, the best paid CEO in banking in 2011 - a year in which many other top financial executives saw their pay cut. Dimon's pay for instance, was more than double rival Goldman Sachs (GS) CEO Lloyd Blankfein, whose pay likely dropped to $9 million for 2011, down nearly $4 million from the year before. The only CEO who was even close to Dimon was Wells Fargo's (WFC) John Stumpf, who got a total pay package of just under $20 million.
Dimon received $6 million of his $23 million in salary or cash bonus. The rest was paid in restricted stock and options, the first portion of which will start to vest in early 2014. And while Dimon was also the only JPMorgan executive who managed to avoid a pay cut in 2011, the pay of the other executives make it clear that big paydays are far from over on Wall Street. JPMorgan's investment banking chief James Staley, for instance, got paid $16 million for last year, including a $5.3 million cash bonus. JPMorgan's CFO Douglas Braunstein saw the biggest drop in pay to $9.5 million for 2011, down $3 million from the year before.

http://finance.fortune.cnn.com/2012/04/04/jpmorgan-ceo-dimon-23-million/?iid=HP_River

Credit Talk USA Live - Fannie Mae Freddie Mac could allow reductions on mortgages

The world will only have to wait a few more weeks to find out whether Fannie Mae and Freddie Mac will allow principal reductions on mortgages they back.
The Federal Housing Finance Agency will decide this month whether Fannie and Freddie should allow write downs on the balances of borrowers who owe more than their homes are worth, said Ed DeMarco, acting director for the agency. Fannie and Freddie have been at the center of a tug-of-war over fixing the housing market. They have long resisted calls to write down the balances on the loans in their portfolio, saying it would be too costly for taxpayers.
But the pressure has been building, especially in the wake of the $26 billion mortgage settlement that will reduce principal for 1 million borrowers whose loans aren't backed by Fannie and Freddie.

http://money.cnn.com/2012/04/09/news/economy/mortgages-principal-reduction/index.htm?iid=HP_LN

College students deliver more than 130K letters to congress 03/22 by CREDIT TALK USA | Blog Talk Radio

College students deliver more than 130K letters to congress 03/22 by CREDIT TALK USA | Blog Talk Radio

Credit Talk USA Live - College students deliver more than 130K letters to congress

SPONSOR: TICKET FINDERS 214-373-0909
With little more than three months until the interest rates on federally subsidized student loans double, students are pushing lawmakers to help them out.
On July 1, the interest rate on federal subsidized loans will double to 6.8%. That means students taking out loans for the next school year will eventually dig deeper in their pockets to pay them off.

Nearly 8 million students have subsidized student loans, which means the federal government subsidizes the interest rate for lower- and middle-income families based on financial need.

 

http://money.cnn.com/2012/03/13/pf/college/student_loans/index.htm

 

GUEST: Robert L. Camina  - Raid of the Rainbow Lounge Documentary.  http://www.youtube.com/watch?v=cKPVCbe-Z7Q

 

LISTEN LIVE ON 3-22-2012 11AMCST-  http://www.blogtalkradio.com/credittalkusalive/2012/03/22/college-students-deliver-more-than-130k-letters-to-congress

LISTEN LIVE OR CALL THE STUDIO 619-638-8513

Credit Talk USA Live - Robert L. Camina 'RAID OF THE RAINBOW LOUNGE"

OUR GUEST ON CTUSA  3-22-2012 11AMCST-  Robert L. Camina  - Raid of the Rainbow Lounge Documentary.

A.documentary filmmaker revealed in Fort Worth on Thursday night 3-15-2012 to a SOLD OUT crowd including Ft. Worth Police Chief Jeff Halstead.  Mr. Camina's film about a 2009 raid on a gay bar and the abuse of power of the police.. This was the Texas version of legendary New York's Stonewall riots..

The 103-minute documentary chronicles the events of June 28, 2009, when Texas Alcoholic Beverage Commission agents and Fort Worth police officers raided the Rainbow Lounge in Fort Worth.

Two TABC agents and a supervisor lost their jobs, three Fort Worth police officers were suspended, and both sides came to a settlement agreement with a man who was hospitalized with a serious head injury.

"It's an incredibly important to tell this story because to me, it's inspirational," filmmaker Robert Camina said.

 http://www.youtube.com/watch?v=cKPVCbe-Z7Q

LISTEN LIVE HERE: http://www.blogtalkradio.com/credittalkusalive/2012/03/22/college-students-deliver-more-than-130k-letters-to-congress

BY PHONE 619-638-8513  11AMCST 3-22-2012

CREDIT TALK USA Worldwide LIVE: Wells Fargo bank to rid of FREE checking accounts....

CREDIT TALK USA Worldwide LIVE: Wells Fargo bank to rid of FREE checking accounts....: SPONSOR: TICKET FINDERS 214-373-0909 Wells Fargo will start charging $7 a month for checking accounts in six more states, expandi...

Wells Fargo bank to rid of FREE checking accounts. - Sponsor Ticket Finders

SPONSOR: TICKET FINDERS 214-373-0909
Wells Fargo will start charging $7 a month for checking accounts in six more states, expanding on its efforts to do away with free checking accounts altogether.
While Wells Fargo (WFC, Fortune 500) stopped offering free checking accounts to new customers in 2010, existing customers were able to hold onto their free accounts. But then last year, the bank transitioned a group of existing customers -- mainly in Western states -- to the same $7-a-month accounts that it provides new customers. And now existing customers in six more states are about to be hit with the fee.
http://money.cnn.com/2012/03/07/pf/wells-fargo-checking-fee/index.htm?iid=HP_LN
http://www.dailyfinance.com/2012/03/08/is-your-bank-killing-free-checking/

LISTEN LIVE HERE: http://www.blogtalkradio.com/credittalkusalive/2012/03/15/wells-fargo-to-charge-7-fee-on-more-checking-accounts

Credit Talk USA Live - Credit agencies could delete paid-off medical accounts

Sponsor American Negotiators
Congress is considering legislation -- the Medical Debt Responsibility Act -- that would require credit agencies to delete paid-off medical debt from credit reports within 45 days. The bill has bipartisan support in the House, said co-sponsor U.S. Rep. Heath Shuler, a North Carolina Democrat. Shuler said the health care industry sends delinquent bills to debt collectors quicker than any other industry.. Debt collectors support the legislation in the House, according to ACA International, a trade association. A key foe of an earlier bill was another group representing the nation's credit bureaus. The Consumer Data Industry Association, which hasn't taken a position on the revised bill, said that lenders need to see a consumer's patterns of behavior over time and even paid-off medical debt is relevant to whether the consumer is a good risk..

http://abclocal.go.com/ktrk/story?section=news%2Fnational_world&id=8568183

LISTEN NOW HERE:
http://www.blogtalkradio.com/credittalkusalive/2012/03/08/credit-talk-usa-worldwide--sponsor-american-negotiators

Credit Talk USA Live - Entertainment News : Anderson Cooper turns 100

Anderson Cooper continues to reign supreme over the syndicated talk show world! CONGRATS Anderson Cooper!!!!!

Anderson celebrated its 100th episode February 20th and it got an extra surprise b-day gift: a 27 percent increase in ratings s...ince its premiere in September.

The talk show has been numero uno for 24 straight weeks amongst newbie syndicated shows, holding a 1.4 Nielsen rating.

Stopping by for Anderson's 100th "birthday" with celebs Janet Jackson and Courteney Cox while Katherine Heigl and Dolly Parton sent their love online.

http://www.andersoncooper.com/

Credit Talk USA Live - Credit reporting agencies could delete paid-off medical accounts

Sponsor American Negotiators
Congress is considering legislation -- the Medical Debt Responsibility Act -- that would require credit agencies to delete paid-off medical debt from credit reports within 45 days. The bill has bipartisan support in the House, said co-sponsor U.S. Rep. Heath Shuler, a North Carolina Democrat. Shuler said the health care industry sends delinquent bills to debt collectors quicker than any other industry.. Debt collectors support the legislation in the House, according to ACA International, a trade association. A key foe of an earlier bill was another group representing the nation's credit bureaus. The Consumer Data Industry Association, which hasn't taken a position on the revised bill, said that lenders need to see a consumer's patterns of behavior over time and even paid-off medical debt is relevant to whether the consumer is a good risk..

http://abclocal.go.com/ktrk/story?section=news%2Fnational_world&id=8568183

http://www.blogtalkradio.com/credittalkusalive/2012/03/08/credit-talk-usa-worldwide--sponsor-american-negotiators

Credit Talk USA Live - New American Dream Is Renting - LISTEN LIVE...

SPECIAL GUEST: JAKE PALVEKA - Now hosting Chippendales at the Rio is about to get even hotter starting tonight when “The Bachelor” star and “Dancing With the Stars” contestant Jake Pavelka appears as celebrity guest host through March 18,2012. 

"It's the American Dream to own a home, but whoever said that didn't do the analysis on it," says Arzaga, knowing he's taking a contrarian stance to conventional wisdom.

Examining 250 properties around the U.S., and going through close to 40 client files to project the financial impact of owning real estate versus liquidating it, Arzaga, an adjunct professor in personal finance at the University of California at Berkeley, found that, "100 percent of the time it was better to rent, rather than own."

http://www.blogtalkradio.com/credittalkusalive/2012/03/01/credit-talk-usa-worldwide--sponsor-american-negotiators

Credit Talk USA Live - New American Dream Is Renting - Special Guest Jake Palveka

BREAKING NEWS:  WE ARE EXCITED TO ANNOUNCE THAT  JAKE PALVEKA WILL BE OUR SPECIAL GUEST:  - Jake now hosting Chippendales at the Rio is about to get even hotter starting  when “The Bachelor” star and “Dancing With the Stars” contestant Jake Pavelka appears as celebrity guest host through March 18,2012 and on 3-1-2012 he will join us LIVE..

"It's the American Dream to own a home, but whoever said that didn't do the analysis on it," says Arzaga, knowing he's taking a contrarian stance to conventional wisdom.

Examining 250 properties around the U.S., and going through close to 40 client files to project the financial impact of owning real estate versus liquidating it, Arzaga, an adjunct professor in personal finance at the University of California at Berkeley, found that, "100 percent of the time it was better to rent, rather than own."
.
http://www.blogtalkradio.com/credittalkusalive/2012/03/01/credit-talk-usa-worldwide--sponsor-american-negotiators

Debit card fraud on the rise. tribute to the Whitney Houston

SPONSOR : www.savedfromdebt.com
If you think your funds are protected in the event of debit card fraud, you might be surprised to learn that in some circumstances, they really aren't.
The next time you make a payment with plastic, consider this scary statistic: More than 25 percent of data breaches in the United States involve credit and debit cards, according to the Identity Theft Resource Center. While there are laws that limit consumers' liability for fraudulent charges, there are instances where debit card users may be left footing the bill

This show will be a tribute to the late Whitney Houston

http://www.blogtalkradio.com/credittalkusalive/2012/02/16/debit-card-fraud-on-the-rise-are-you-safe

President Obama starts a new special task force .. CREDIT TALK USA hear our show here

SPECIAL GUEST: KEVIN MILLER PRESIDENT www.texaslending.com

Credit Talk USA Live – President Obama starts a new special task force to investigate and prosecute those responsible for bad mortgages

A new special task force to investigate and prosecute those responsible for bad mortgages during the housing boom will be part of President Obama’s 2012 agenda.
Obama announced Tuesday that he’s asked the Justice Department to create a special unit of prosecutors and state attorneys general to investigateg abusive lending and packaging of risky mortgages that led to the housing crisis. And he’s tapped an avowed Wall Street enemy, New York Attorney General Eric Schneiderman, to help run the crime unit, according to a White House official. This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans,” Obama said in his State of the Union speech..

Hear our show here:
http://www.blogtalkradio.com/credittalkusalive/2012/02/09/president-obama-starts-a-new-special-task-force

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - President Obama starts a ne...

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - President Obama starts a ne...: A new special task force to investigate and prosecute those responsible for bad mortgages during the housing boom will be part of Presiden...

Credit Talk USA Live - President Obama starts a new special task force to investigate and prosecute those responsible for bad mortgages

A new special task force to investigate and prosecute those responsible for bad mortgages during the housing boom will be part of President Obama's 2012 agenda.
Obama announced Tuesday that he's asked the Justice Department to create a special unit of prosecutors and state attorneys general to investigateg abusive lending and packaging of risky mortgages that led to the housing crisis. And he's tapped an avowed Wall Street enemy, New York Attorney General Eric Schneiderman, to help run the crime unit, according to a White House official. This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans," Obama said in his State of the Union speech.

http://money.cnn.com/2012/01/25/news/economy/mortgage_crime/index.htm

Credit Talk USA Live - Entertainment News Madonna @ Super Bowl XLVI

Madonna isn't saying much about her upcoming Super Bowl performance - other than what she told ABC News a little while back: "I have eight minutes to set up my stage, 12 minutes to put on the greatest show on Earth, and I have seven minutes to take it down so that the football field is clean for the second half of the game."
Lest we forget, it only takes "4 Minutes" to save the world - so no doubt The Queen of Pop will provide something that can distract you from refilling the Doritos. Besides, she'll have plenty of backup: As per MTV News, the Feb. 5 spectacle is being "imagined" by Cirque du Soleil and Madge's creative director Jamie King. And then there are all those rumoured guest stars, including a couple of late-breaking additions - provided you believe whatever will.i.am tells you.
In an interview with radio station Capital FM, the Black Eyed Pea said LMFAO will be shuffling to Indianapolis for Super Bowl Sunday. "I'm going to the Super Bowl this year to see my group LMFAO perform with Madonna," will said in the interview.

http://madonna.com/

http://www.canada.com/entertainment/LMFAO+joining+Madonna+Super+Bowl+show/6062178/story.html

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - Consumer credit card debt s...

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - Consumer credit card debt s...: Consumer debt saw its biggest growth in a decade in November, according to new data from the Federal Reserve, as consumers headed into...

Credit Talk USA Live - Consumer credit card debt sees biggest jump in a decade

Consumer debt saw its biggest growth in a decade in November, according to new data from the Federal Reserve, as consumers headed into the holidays ready to spend.
The report showed an 8.5 percent rise in revolving debt as more consumers pulled out their cards. Revolving debt, which is made up almost entirely of credit card debt. Revolving debt, which is made up almost entirely of credit card debt, rose by more than $5 billion in November to $798.3 billion. That jump was the largest seen since February 2008, in terms of percentages.

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Consumer credit card debt sees biggest jump in a decade 01/26 by CREDIT TALK USA | Blog Talk Radio

Consumer credit card debt sees biggest jump in a decade 01/26 by CREDIT TALK USA | Blog Talk Radio

Credit Talk USA Live - Do you know 3 Ways to Take Control of Your Finances in 2012

 2012 should be the year to know where you are financially.. Don't miss Credit Talk USA Live 4pmcst http://www.blogtalkradio.com/credittalkusalive   

 After the overspending, overeating, and general overextending of December, it's hardly surprising that so many people choose to spend January turning over new leaves. But even beyond the month of new diets, new workout programs, and new strategies for resisting the siren song of cheesecake, the beginning of the year is the perfect time to try out new ways to manage your money.

Admittedly, personal finance websites are hardly new: For years, Mint.com and similar sites have offered users a centralized place to view their accounts, manage their money, and -- in many cases -- even pay their bills. But for many of the new entries to the game, online money management isn't just about watching accounts and moving money: It's also about changing the way people look at and manage their finances.

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Credit Talk USA Live - 7 Financial New Year’s Resolutions You Should Keep

Every January, you plan to make changes — you really do. This time, though, succeeding at some of the items on your resolutions list is imperative, not just for bragging rights but for your financial well being.
To give you a jump-start, we asked experts to weigh in on what our personal finance priorities ought to be in 2012. With economic uncertainty still the order of the day, your best strategy for financial health is to control the things you can control.
So, under the heading of “small changes that can add up to big savings,” here are 7 financial moves to make in the new year.

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Entertainment News: Otep new book - New Word Order

Love, lust, seduction, satire, politics, and personal observations are woven seamlessly together into a beautiful tapestry... More > of intellectual intercourse. 200 pages of new poetry plus never before seen illustrations from author, activist, & cultural arsonist Otep Shamaya.

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CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - 7 Financial New Year's Res...

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - 7 Financial New Year's Res...: Every January, you plan to make changes -- you really do. This time, though, succeeding at some of the items on your resolutions list is i...

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - Merry Christmas to you and...

CREDIT TALK USA Worldwide LIVE: Credit Talk USA Live - Merry Christmas to you and...: Merry Christmas to you and your family this holiday season. This year has been a up and down year for alot of people. Try to be thankful f...

Credit Talk USA Live - 7 Financial New Year's Resolutions You Should Keep

Every January, you plan to make changes -- you really do. This time, though, succeeding at some of the items on your resolutions list is imperative, not just for bragging rights but for your financial well being.

To give you a jump-start, we asked experts to weigh in on what our personal finance priorities ought to be in 2012. With economic uncertainty still the order of the day, your best strategy for financial health is to control the things you can control.

So, under the heading of "small changes that can add up to big savings," here are 7 financial moves to make in the new year.

http://www.dailyfinance.com/2011/12/29/7-financial-new-years-resolutions-you-should-keep/#photo-1

Credit Talk USA Live - The year of annoying fees for 2011 for consumers

Angry Verizon Wireless customers took to chat forums and social networks after the company said it would begin to charge customers $2 for making one-time bill payments online or by phone using a credit card.
Bank of America (BAC, Fortune 500), Wells Fargo (WFC, Fortune 500), JP Morgan (JPM, Fortune 500), Sun Trust (STI, Fortune 500) and Regions Bank (RF, Fortune 500) all planned to levy monthly fees of between $3 and $5 on customers for the privilege of using their debit card. The banks claimed that the fees were necessary because new regulations would limit how much revenue they could make on the cards:

4pmcst this Thursday afternoon Credit Talk USA LIVE.

http://www.blogtalkradio.com/credittalkusalive/2012/01/05/the-year-of-annoying-fees-for-2011-for-consumers