Credit Talk USA Live - Republican strategis about Ocuupy movement

I have to say I am a little worried since republicans seem to not have a clue so now they are making things up as they go. Wait that is what they always do sit back and copy someone else.  So am I shocked and answer to that is NO.  Here are a few things that are being said..

I'm so scared of this anti-Wall Street effort. I'm frightened to death," said Frank Luntz, a Republican strategist and one of the nation's foremost experts on crafting the perfect political message. "They're having an impact on what the American people think of capitalism."

This is what Luntz told attendees during a session at this week's Republican Governors Assocation meeting. Yahoo's Chris Moody sat in on Luntz's chat, in which he "offered tips on how Republicans could discuss the grievances of the Occupiers, and help the governors better handle all these new questions from constituents about 'income inequality' and 'paying your fair share.'" Notebooks out, everyone. Frank Luntz is going to teach us how to deal with hippie talk!
First: In order to save capitalism, you must stop using the word "capitalism." No one likes it anymore! Say "markets" or whatever instead:

"I'm trying to get that word removed and we're replacing it with either 'economic freedom' or 'free market,' " Luntz said. "The public . . . still prefers capitalism to socialism, but they think capitalism is immoral. And if we're seen as defenders of quote, Wall Street, end quote, we've got a problem."

Next: Never say you oppose taxing the rich. The public likes taxing the rich. The solution, when presented with this topic, is to use entirely different words and trick people:





http://gawker.com/5864213/republicans-top-message-man-has-a-plan-to-counter-occupy-wall-street

Credit Talk USA Live - Europe is in trouble. The US responsibility?

Is this going to be another bailout? Is it the US responsibility to help them or do we for once take care of our own country.  Europe is hurting for cash, and central banks around the world are stepping in to give it a boost.
The Federal Reserve, along with five other central banks, acted Wednesday to make it cheaper for banks around the world to borrow U.S. dollars -- a staple of global financial transactions.

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It's a big move, meant to not only lower the cost of short-term borrowing for troubled European banks, but also keep the global economy free and clear of an all-out credit crunch as in 2008.
"The euro debt crisis is coming to a head after two-plus years of dragging and hand wringing, and I think what these central banks are trying to do is send a signal to markets that there isn't going to be a huge liquidity crunch like there was in fall 2008," said Cornelius Hurley, a Boston University professor and former counsel to the Fed Board of Governors.
Indeed, world stock markets surged on the news, pushing the Dow (INDU) back into positive territory for the year. But what does it all mean.  What I want to know is how much of this is hype is the media normally does.

Credit Talk USA Live - Americans to forfeit Billions in vacation days

Lets be frank you should know how many vacation days you have period.  Don't let your company do this to you but you and only you are going to look out for yourself. There's still a month to go before the end of the year, but most Americans will let their last remaining vacation days go unused. The average American worker earned 14 vacation days this year but will only take 12 of them, according to a survey by Expedia. That's about the same number of days they left on the table last year.
unused. The average American worker earned 14 vacation days this year but will only take 12 of them, according to a survey by Expedia. That's about the same number of days they left on the table last year.

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While two forfeited days of vacation may not seem like a lot, it can really add up. Altogether, Americans are giving up 226 million unused vacation days this year. Considering that, according to the Bureau of Labor Statistics, the average full-time worker earns $39,416 a year -- that's $34.3 billion worth of time.
The reason most workers say they chose to slave away at work rather than relax on a beach, is that they could not afford to travel, Expedia said. "Lack of planning" was the second-most-cited excuse among those surveyed.  Reports are saying that people are traveling less but don't believe the hype planes are fuller now days than ever before.

http://money.cnn.com/2011/11/30/pf/unused_vacation/index.htm?iid=HP_River

Credit Talk USA Live - Black Friday hits record..

Preliminary reports for Black Friday indicate that retailers may have seen their strongest sales ever during the all-important kick-off to the holiday shopping season.
Retail sales on Black Friday climbed 6.6% this year to an estimated $11.4 billion, according to ShopperTrak, which tracks foot traffic at malls and stores. Last year, sales climbed just 0.3% to $10.7 billion, which was a record one-day sales amount at the time, according to the company.

Did you do your shopping? Are you spending the as last year...

Credit Talk USA Live - Occupy protestors getting arrested..

• Over 30,000 People Rally in New York City (NYPD estimated 32,500), including organized contingents of workers, students, and other members of “the 99%”
• Actions in at least 30 cities across the country and around the world
• Commemoration of 2-Months Since Birth of the 99% Movement, Festival of Lights on Brooklyn Bridge.

What does all this mean or is it all getting out of hand??

SPONSOR: www.savedfromdebt.com

Entertainment News: Breaking Dawn.. BREAKING RECORDS

, Breaking Dawn Scores $30.2 Million At The Box-Office In One Night!

In The Light Of Day, Breaking Dawn Scores $30.2 Million At The Box-Office In One Night!

The numbers are in, and it looks like Breaking Dawn isn’t going to be breaking the record of the boy who lived, but it’s on it’s way to besting it’s own franchise record.
The Twi-hards were out in force last night, flocking out to 3,521 theaters across the country to see the midnight showings

Credit Talk USA Worldwide LIVE - Show dated 11-3-2011 LIVE FROM LOS ANGELES

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http://www.blogtalkradio.com/credittalkusalive/2011/11/03/is-your-mortgage-underwater-president-obama-is-ready-to-help

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Credit Talk USA LIVE - BANKS ARE LISTENING KEEP YOUR CALLS COMING!!!

http://money.cnn.com/2011/10/31/news/companies/suntrust_debit_card_fees/index.htm?iid=Lead

The big banks' race to backpedal on controversial debit card fees has picked up speed.
SunTrust (STI, Fortune 500), a large regional bank based in Atlanta, announced Monday that it will no longer charge $5 a month for debit card purchases starting Wednesday. Shortly afterward, Alabama-headquartered Regions Bank (RF, Fortune 500) said it will nix its $4 monthly fee on Tuesday.

Additionally, both banks said they will refund any customers previously charged the fee. SunTrust began charging the fees in June, Regions in October.
"We've listened to our clients' feedback and will provide the convenience and security of check cards at no additional charge as part of all of our checking accounts," said Brad Dinsmore, a consumer banking executive at SunTrust.

Credit Talk USA LIVE - Exxon Mobil profit soars 41%

http://money.cnn.com/2011/10/27/news/companies/exxon_mobil/index.htm?iid=HP_River

Today, Exxon's profits are on track to do even better in the fourth quarter, since oil prices have increased more than 13% over the last month.
Oil prices have been volatile, dropping precipitously during the summer. But over the last year, prices have managed an increase of 13%, largely because of increases in October and September.

Exxon's strong performance was still well below its profit of $14.83 billion in the third quarter of 2008. That's a corporate record for quarterly profits

Credit Talk USA LIVE - Entertainment News Anderson Cooper

Anderson Cooper will be exploring the concept of overcoming fears on his talk show today, and to get his point across he's going to conquer of his fear of heights by hanging 100 feet high in the air!
Sadly, Anderson developed a fear of heights after his brother Carter killed himself by jumping off a balcony in 1988.
http://www.andersoncooper.com/2011/10/24/anderson-conquering-his-fear-of-heights-wednesday-preview/

http://www.andersoncooper.com/

Credit Talk USA Worldwide - Finally President Obama will issue an EXCECTIVE ORDER

BREAKING NEWS: PRESIDENT OBAMA IS OVER CONGRESS AND WILL NOT PLAY THEIR GAMES AND HE IS FINALLY GOING TO DO SOMETHING ABOUT IT.. THE PRESIDENT WARNS CONGRESS THAT SINCE THEY WONT PASS HIS ECONOMIC PLAN, WHICH WILL HELP HOME OWNERS IN DEFAULT AND STUDENTS WITH REPAYMENT OF THEIR STUDENT LOANS HE WILL ACT THE PRESIDENT SAYS "WE CAN'T WAIT" AND HE WILL ISSUE AND EXCECTIVE ORDER IN A WEEK...

http://blog.reidreport.com/2011/10/obama-cant-wait-on-congress-will-issue-an-executive-order-a-week/

Credit Talk USA - Steve Jobs changed the World in his lifetime.

http://www.hawaiinewsnow.com/story/15742703/biography-sheds-new-light-on-steve-jobs-life

Steve Jobs is one of the few people that can say he really changed the World!!! Steve Jobs had a disdain for people who put profits first. In an upcoming authorized biography of the late Apple CEO, he calls the crop of executives brought in to run Apple after his ouster in 1985 "corrupt people" with "corrupt values" who cared only about making money.

Jobs was often bullied in school and stopped going to church at age 13, according to "Steve Jobs," by Walter Isaacson, which will be published Monday by Simon & Schuster. The Associated Press purchased a copy Thursday. Advance sales of the biography have topped best-seller lists since Jobs died Oct. 5 after a long battle with cancer at age 56.

According to the book, Jobs never went back to church after he saw a photo of starving children on the cover of Life Magazine. Later, he spent years studying Zen Buddhism.

Credit Talk USA LIVE - Heard every Thursday at 1PMcst

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Credit Talk USA Worldwide LIVE - Wellsfargo sends statements to thousands of customers

http://www.cfnews13.com/article/news/2011/october/333192/Wells-Fargo-sends-wrong-statements-to-thousands-of-customers

Have you heard that Wells Fargo customers might want to take a closer look at their most recent bank statements. We will discuss this on Credit Talk USA LIVE.
Officials said they could contain someone else's account information instead of yours.
The company said a computer glitch caused some customers' personal information to end up on other people's statements.
The problem has affected thousands of customers nationwide, including nearly 4,000 in Florida, and an estimated 30,000 in South Carolina.

Credit Talk USA - 55 Million will get Social Security check raises 3.6%

http://money.cnn.com/2011/10/19/news/economy/Social_security_cola_increase/index.htm?iid=HP_Highlight

Senior citizens will soon get their first raise in three years, the government announced Wednesday.

Social Security recipients will receive a cost of living adjustment of 3.6% starting in January.

Because inflation has been very low in recent years, beneficiaries have not gotten a COLA increase since 2009, when they received a 5.8% boost.

However, most seniors are not likely to receive the full amount of the COLA increase because the expected hike in Medicare Part B premiums could eat up part of the raise. The change in Medicare premiums should be announced next month.

Credit Talk USA Worldwide LIVE - BIG BONUSES STILL GOING TO WALL STREET

http://money.cnn.com/2011/10/18/markets/thebuzz/index.htm

If a company discloses that its profits plunged by nearly 75%, why are its compensation expenses only down about 25%?

I was not a math major in college. Or even economics for that matter. But something seems off. Yet this is what Goldman Sachs (GS, Fortune 500) reported Tuesday morning. And that, in a nutshell, is why the Occupy Wall Street movement isn't going away.

Goldman Sachs posted a big loss in the third quarter. As a result, the not-so lovable vampire squid's profits for the first nine months of the year were $1.5 billion, down sharply from $5.5 billion in the same period a year ago.

Credit Talk USA - Entertainment News - New Years Eve in NYC

This morning, after debuting his first Christmas single, Mistletoe, Justin Bieber officially announced that he will be performing in Times Square this year as part of Dick Clark's New Year's Rockin' Eve, hosted by Ryan Seacrest. Also, Lady Gaga will be there. and losts more to come..

http://www.mtv.com/news/articles/1672707/justin-bieber-new-years-eve-lady-gaga.jhtml

Bieber has been booked to play live on "Dick Clark's New Year's Rockin' Eve with Ryan Seacrest 2012," joining Lady Gaga on the 40th anniversary edition of the December 31 staple.
The show will help cap a busy holiday season for Bieber, who is preparing to release his first-ever holiday album, Under the Mistletoe, on November 1. The first video, for the song "Mistletoe," will debut Tuesday (October 18) at 7:54 p.m. ET/PT on MTV. Bieber said he's excited for fans to check out his mix of holiday standards and new songs.

Credit Talk USA Worldwide LIVE - Bank of America should be ashamed...

http://www.huffingtonpost.com/2011/10/18/bank-of-america-earnings-report_n_1017153.html?ncid=edlinkusaolp00000009

Bank of America earned billions of dollars in profits last quarter, even as banking officials expressed concern recently about the effects of new regulations on their bottom line.
The largest bank by assets reported third quarter gains of $6.2 billion, compared to a $7.3 billion loss during the same quarter last year. The boost in profits came largely from an accounting gain and the pre-tax benefits from the sale of its stake in a Chinese bank.

Why do consumers stay with this bank? I dont get it...  

Credit Talk USA - Wall Street demonstrations start second month

http://www.cnn.com/2011/10/18/politics/occupy-wall-street/index.html?hpt=hp_c1

 

 

Wall Street demonstrations start second month - On Monday, three Americans freed after being held in Iran lent their support to the Occupy movement, applauding its participants' idealism and activism while making a specific point to protest what they call the harsh treatment of state prisoners in California.
While the protesters highlighted a number of causes, the overarching theme remained the same: populist anger over an out-of-touch corporate, financial and political elite.

Credit Talk USA - Entertainment News: Otep will be our Special Guest 10-20-2011

http://www.blogtalkradio.com/credittalkusalive/2011/10/20/credit-talk-usa-worldwide-live--sponsor-savedfromdebtcom

On Credit Talk USA LIVE on your credfit talk show Otep will be our Special Guest on this Thursday at 1pmcst We will discuss her new album called Atavist, what she thinks of Occupy Wallstreet blowing up everywhere, her current tour and new website and her amazing fans, also called her tribe. We will also discuss her past nominations. Did you know Otep is Grammy nominated,  GLADD nominated and  twice MTV award nominated?   All links Otep are below..

http://www.otepsaves.me/

http://www.facebook.com/otepofficial

https://twitter.com/#!/otepofficial

http://girlgoesgrrr.tumblr.com/

http://blog.omusicawards.com/2011/10/what-does-it-take-to-be-part-of-the-otep-fan-army/